Financial Planning

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Take Care

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When we think of long-term care, the image that often comes to mind is moving our loved ones out of their home and into an assisted living facility or nursing home…. However, the reality is that there are many levels of long-term care, including a scenario where your loved one never leaves their home, but still need care…

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The Long View

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Did you know that a non-smoking 65-year-old woman today has a 50% chance of living until 88? A non-smoking 65-year-old man has a 50% chance of living until 85? That’s how life expectancy works – the longer you live, the more likely you will live longer….

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#1 Reason for Tapping Retirement Savings Early

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Most people know it's not the wisest idea to borrow or withdraw money from your retirement fund before you retire. And yet 29% of Americans have taken out a 401(k) loan, according to a study from TIAA-CREF Financial Services, and of those who have borrowed from their 401(k), nearly half have taken out two or more loans….

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Women, Divorce and Retirement

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While the divorce rate peaked in 2000 in the U.S., the financial costs continue to be high. Furthermore, a divorce has a huge impact on the respective spouse’s retirement prospects, with divorced women usually left with less financial security than their male counterparts….