A crucial factor of retirement planning is your assumption on inflation. While $5,000 a month in today’s dollars may be sufficient for your needs now, if you have no way of increasing that income to account for future inflation you may find it harder and harder to afford your everyday needs.

Earlier this year I mentioned that one of the most powerful tools in an investor's kit is the miracle of compound interest. Well here's another reason why you want to start saving sooner rather than later.

At Fidelity, the average 401(k) balance hit $91,300 by the end of 2014. While that's up just 2% from 2013, it's a jump of more than 30% from 2011's average balance of $69,100, Fidelity reported...

I’ve come across many a client who, by virtue of the nature of the job market nowadays (average time a person spends at an employer is about 4.5 years), has 2 or more 401(k) accounts to his or her name. If this sounds like you, pay attention to the article below; especially if your solution when you left the job was to leave your 401(k) there too and your account balance was less than $5,000.

Bottom line: every dollar saved for retirement should matter to you, and it definitely doesn’t pay to lose track of where this money is.