One of the largest perks offered with 401(k) plans is the ability for employees to reduce their taxable income, meaning Uncle Sam won’t be able to collect taxes on the dollars you contribute….

As the economic expansion hits the 10-year mark around midyear, you will be reading a lot of articles about how Americans are faring financially these days compared to a decade ago. An interesting side note is how people have changed their financial habits and practices….

A study on the National Retirement Risk Index found that 46% of married women are at risk in retirement — compared with about 39% of single women. This seems counter-intuitive – aren’t two earners able to combine resources and thus collectively build more retirement security? Not necessarily…

If you're like most people, your retirement fund probably isn't as healthy as you'd like it to be…. That's when Social Security typically comes into play. If you don't have enough savings of your own to cover all your expenses, you're likely hoping Social Security will pick up the slack….